Natural hazards · Todd

Todd, PA natural hazards

Most of the natural-hazard damage FEMA expects in Todd comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Todd?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Todd to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes15%Strong wind7%Everything else12%

By hazard

What Todd faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 19 years in the area

Strong wind

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Todd flood?

Every paid claim on a federal flood insurance policy in Todd, from FEMA’s records.

5paid claims since 1978

$7Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Todd isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Todd

Federal disasters declared here

None of the disasters declared for Fulton County shows FEMA aid or repair money reaching Todd itself in FEMA’s records.

Brought FEMA money into ToddDeclared for Fulton County only

Fulton County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Todd

Todd and the towns around it

Very lowLowModerateHighVery high

Metalmostly inland floodingLow

Petersmostly inland floodingLow

Toddmostly inland floodingVery low

Ayrmostly inland floodingVery low

McConnellsburgmostly inland floodingVery low

Dublinmostly inland floodingVery low

Licking Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Todd is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Todd’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Todd. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.