Natural hazards · Peters

Peters, PA natural hazards

Most of the natural-hazard damage FEMA expects in Peters comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peters?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peters to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes13%Everything else17%

By hazard

What Peters faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peters flood?

Every paid claim on a federal flood insurance policy in Peters, from FEMA’s records.

19paid claims since 1996

$328Kpaid to owners

3homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 2 claims, $22K
Hurricane Ida: 1 claim, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peters isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Peters

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Peters itself in FEMA’s records.

Brought FEMA money into PetersDeclared for Franklin County only

Franklin County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Peters

Peters and the towns around it

Very lowLowModerateHighVery high

St. Thomasmostly inland floodingLow

Metalmostly inland floodingLow

Petersmostly inland floodingLow

Montgomerymostly inland floodingLow

Mercersburgmostly inland floodingLow

Warrenmostly inland floodingLow

Antrimmostly inland floodingLow

Ayrmostly inland floodingVery low

Toddmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peters covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Peters’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Peters. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peters total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.