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Natural hazards · Susquehanna

Susquehanna, PA natural hazards

Most of the natural-hazard damage FEMA expects in Susquehanna comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 494 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Susquehanna?

4
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Susquehanna to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding67%Cold waves8%Tornadoes8%Hurricanes5%Everything else12%
By hazard

What Susquehanna faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about once a year in the area

Cold waves

8% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once every 56 years in the area

Hurricanes

5% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once every 25 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Susquehanna flood?

Every paid claim on a federal flood insurance policy in Susquehanna, from FEMA’s records.

494paid claims since 1978
$6.5Mpaid to owners
100homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Lee: 155 claims, $2.8M
  • Tropical Storm Ivan: 96 claims, $1.6M
  • Not a named storm: 6 claims, $4K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Susquehanna isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cambria County.

What’s been done with FEMA grants

11flood-prone properties bought out and cleared
Disasters that hit Susquehanna

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Susquehanna itself in FEMA’s records.

Brought FEMA money into SusquehannaDeclared for Cambria County only
Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.
Around Susquehanna

Susquehanna and the towns around it

Northern Cambria: Moderate, mostly inland floodingHastings: Low, mostly inland floodingElder: Low, mostly inland floodingCherry Tree: Moderate, mostly inland floodingBarr: Very low, mostly inland floodingGreen: Very low, mostly inland floodingBurnside: Moderate, mostly inland floodingChest: Low, mostly inland floodingPatton: Low, mostly inland floodingEast Carroll: Very low, mostly inland floodingMontgomery: Moderate, mostly inland floodingCambria: Very low, mostly inland floodingBlacklick: Very low, mostly inland floodingWest Carroll: Very low, mostly inland floodingPine: Very low, mostly inland floodingCherryhill: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingRayne: Moderate, mostly inland floodingBell: High, mostly inland floodingBurnside: Moderate, mostly inland floodingNew Washington: Moderate, mostly inland floodingWestover: Moderate, mostly inland floodingChest: Moderate, mostly inland floodingSusquehanna: Very low, mostly inland flooding SusquehannaNorthern CambriaHastingsElderCherry TreeBarrGreenBurnside
Very lowLowModerateHighVery high
Northern Cambriamostly inland floodingModerate
Cherry Treemostly inland floodingModerate
Burnsidemostly inland floodingModerate
Hastingsmostly inland floodingLow
Eldermostly inland floodingLow
Greenmostly inland floodingVery low
Susquehannamostly inland floodingVery low
Barrmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Susquehanna is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Susquehanna’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Susquehanna. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Susquehanna, PACambria CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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