Natural hazards · Elder

Elder, PA natural hazards

Most of the natural-hazard damage FEMA expects in Elder comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elder?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elder to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Elder faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elder flood?

FEMA's records show no paid flood insurance claims in Elder.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elder isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Elder

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Elder itself in FEMA’s records.

Brought FEMA money into ElderDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Elder

Elder and the towns around it

Very lowLowModerateHighVery high

Eldermostly inland floodingLow

Chestmostly inland floodingLow

Hastingsmostly inland floodingLow

Pattonmostly inland floodingLow

Susquehannamostly inland floodingVery low

East Carrollmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elder is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elder’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Elder. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.