Natural hazards · Spring Grove

Spring Grove, PA natural hazards

Most of the natural-hazard damage FEMA expects in Spring Grove comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Grove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Grove to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes8%Everything else13%

By hazard

What Spring Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Grove flood?

Every paid claim on a federal flood insurance policy in Spring Grove, from FEMA’s records.

1paid claims since 2011

$5Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Tropical Storm Lee: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Spring Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spring Grove itself: aid to households, or repair grants to the Borough of Spring Grove.

Brought FEMA money into Spring GroveDeclared for York County only

2021

Remnants of Hurricane Ida

38 households applied for aid $22K aid approved

2011

Tropical Storm Lee

66 households applied for aid $74K aid approved

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

Around Spring Grove

Spring Grove and the towns around it

Very lowLowModerateHighVery high

Spring Grovemostly inland floodingHigh

North Codorusmostly inland floodingLow

Jacksonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Spring Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Spring Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Grove total about $845K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.