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Natural hazards · North Codorus

North Codorus, PA natural hazards

Most of the natural-hazard damage FEMA expects in North Codorus comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Codorus?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Codorus to be higher than in 25% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding61%Hurricanes15%Everything else24%
By hazard

What North Codorus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Codorus flood?

Every paid claim on a federal flood insurance policy in North Codorus, from FEMA’s records.

11paid claims since 1978
$164Kpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Lee: 2 claims, $85K
  • Not a named storm: 1 claim, $169
  • Hurricane Sandy: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. North Codorus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit North Codorus

Federal disasters declared here

None of the disasters declared for York County shows FEMA aid or repair money reaching North Codorus itself in FEMA’s records.

Brought FEMA money into North CodorusDeclared for York County only
York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.
Around North Codorus

North Codorus and the towns around it

Heidelberg: Low, mostly inland floodingSpringfield: Very low, mostly inland floodingWest Manchester: Low, mostly inland floodingJackson: Low, mostly inland floodingYork: Low, mostly inland floodingSeven Valleys: Low, mostly inland floodingNew Salem: Low, mostly inland floodingManheim: Low, mostly inland floodingSpring Garden: Low, mostly inland floodingSpring Grove: High, mostly inland floodingCodorus: Low, mostly inland floodingJefferson: Low, mostly inland floodingPenn: Very low, mostly inland floodingParadise: Low, mostly inland floodingBerwick: Very low, mostly inland floodingNorth Hopewell: Moderate, mostly inland floodingShrewsbury: Low, mostly inland floodingDover: Moderate, mostly inland floodingWest York: High, mostly inland floodingYork: Low, mostly inland floodingManchester: Low, mostly inland floodingRed Lion: Very low, mostly inland floodingWindsor: Low, mostly inland floodingSpringettsbury: Low, mostly inland floodingWest Manheim: Low, mostly inland floodingNorth York: Moderate, mostly inland floodingNorth Codorus: Low, mostly inland flooding North CodorusHeidelbergSpringfieldWest ManchesterJacksonYorkSeven ValleysNew SalemManheimSpring GardenSpring GroveCodorusJefferson
Very lowLowModerateHighVery high
Spring Grovemostly inland floodingHigh
West Manchestermostly inland floodingLow
Codorusmostly inland floodingLow
Spring Gardenmostly inland floodingLow
Heidelbergmostly inland floodingLow
Seven Valleysmostly inland floodingLow
Jeffersonmostly inland floodingLow
North Codorusmostly inland floodingLow
Jacksonmostly inland floodingLow
New Salemmostly inland floodingLow
Manheimmostly inland floodingLow
Yorkmostly inland floodingLow
Springfieldmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Codorus covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to North Codorus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Codorus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Codorus total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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