Natural hazards · Ruscombmanor

Ruscombmanor, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ruscombmanor comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ruscombmanor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ruscombmanor to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding49%Hurricanes12%Cold waves10%Tornadoes8%Heat waves6%Strong wind5%Everything else10%

By hazard

What Ruscombmanor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 17 years in the area

Cold waves

10% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 52% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 6 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ruscombmanor flood?

Every paid claim on a federal flood insurance policy in Ruscombmanor, from FEMA’s records.

2paid claims since 2023

$43Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ruscombmanor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Ruscombmanor

Federal disasters declared here

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Ruscombmanor itself in FEMA’s records.

Brought FEMA money into RuscombmanorDeclared for Berks County only

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Ruscombmanor

Ruscombmanor and the towns around it

Very lowLowModerateHighVery high

Maidencreekmostly inland floodingLow

Oleymostly inland floodingLow

Fleetwoodmostly inland floodingLow

Richmondmostly inland floodingLow

Muhlenbergmostly inland floodingLow

Ruscombmanormostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ruscombmanor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ruscombmanor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ruscombmanor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ruscombmanor total about $820K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.