Natural hazards · Fleetwood

Fleetwood, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fleetwood comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2020. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fleetwood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fleetwood to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves8%Hurricanes7%Tornadoes6%Everything else17%

By hazard

What Fleetwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 17 years in the area

Tornadoes

6% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fleetwood flood?

Every paid claim on a federal flood insurance policy in Fleetwood, from FEMA’s records.

4paid claims since 2020

$535Kpaid to owners

1homes flooded more than once

20202026

Biggest named events

Hurricane Isaias: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fleetwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Fleetwood

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fleetwood itself: aid to households, or repair grants to the Borough of Fleetwood.

Brought FEMA money into FleetwoodDeclared for Berks County only

2011

Tropical Storm Lee

7 households applied for aid $4K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $3K aid approved

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Fleetwood

Fleetwood and the towns around it

Very lowLowModerateHighVery high

Fleetwoodmostly inland floodingLow

Richmondmostly inland floodingLow

Ruscombmanormostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fleetwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fleetwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Fleetwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fleetwood total about $998K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.