Natural hazards · Reed

Reed, PA natural hazards

Most of the natural-hazard damage FEMA expects in Reed comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 29 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reed?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reed to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes10%Everything else18%

By hazard

What Reed faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reed flood?

Every paid claim on a federal flood insurance policy in Reed, from FEMA’s records.

29paid claims since 1979

$559Kpaid to owners

6homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 7 claims, $108K
Tropical Storm Lee: 6 claims, $190K
Hurricane Irene: 1 claim, $46K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reed isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dauphin County.

Disasters that hit Reed

Federal disasters declared here

None of the disasters declared for Dauphin County shows FEMA aid or repair money reaching Reed itself in FEMA’s records.

Brought FEMA money into ReedDeclared for Dauphin County only

Dauphin County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

Around Reed

Reed and the towns around it

Very lowLowModerateHighVery high

Middle Paxtonmostly inland floodingHigh

Pennmostly inland floodingHigh

Duncannonmostly inland floodingHigh

Wattsmostly inland floodingModerate

Reedmostly inland floodingLow

Halifaxmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reed is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Reed’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Reed. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.