Natural hazards · Middle Paxton

Middle Paxton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Middle Paxton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 266 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middle Paxton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middle Paxton to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Middle Paxton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middle Paxton flood?

Every paid claim on a federal flood insurance policy in Middle Paxton, from FEMA’s records.

266paid claims since 1979

$4.5Mpaid to owners

59homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 70 claims, $1.7M
Tropical Storm Ivan: 57 claims, $1.3M
Not a named storm: 5 claims, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (9) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Middle Paxton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dauphin County.

Disasters that hit Middle Paxton

Federal disasters declared here

None of the disasters declared for Dauphin County shows FEMA aid or repair money reaching Middle Paxton itself in FEMA’s records.

Brought FEMA money into Middle PaxtonDeclared for Dauphin County only

Dauphin County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

Around Middle Paxton

Middle Paxton and the towns around it

Very lowLowModerateHighVery high

Middle Paxtonmostly inland floodingHigh

Rushmostly inland floodingHigh

Pennmostly inland floodingHigh

Marysvillemostly inland floodingHigh

Susquehannamostly inland floodingModerate

East Hanovermostly inland floodingModerate

Reedmostly inland floodingLow

Halifaxmostly inland floodingLow

Lower Paxtonmostly inland floodingLow

West Hanovermostly inland floodingLow

Waynemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middle Paxton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Middle Paxton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Middle Paxton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middle Paxton total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.