Natural hazards · Ramey

Ramey, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ramey comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ramey?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ramey to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding60%Cold waves10%Strong wind9%Lightning7%Tornadoes6%Everything else9%

By hazard

What Ramey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lightning

7% of expected damage

Below average · higher than 32% of U.S. places

Tornadoes

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 83 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ramey flood?

FEMA's records show no paid flood insurance claims in Ramey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ramey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Ramey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ramey itself: aid to households, or repair grants to the Borough of Ramey.

Brought FEMA money into RameyDeclared for Clearfield County only

2004

Tropical Depression Ivan

5 households applied for aid $11K aid approved

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Ramey

Ramey and the towns around it

Very lowLowModerateHighVery high

Biglermostly inland floodingLow

Rameymostly inland floodingVery low

Gulichmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ramey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ramey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Ramey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.