Natural hazards · Gulich

Gulich, PA natural hazards

Most of the natural-hazard damage FEMA expects in Gulich comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gulich?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gulich to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding60%Cold waves10%Strong wind9%Lightning7%Tornadoes6%Everything else9%

By hazard

What Gulich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lightning

7% of expected damage

Below average · higher than 32% of U.S. places

Tornadoes

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 83 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gulich flood?

Every paid claim on a federal flood insurance policy in Gulich, from FEMA’s records.

1paid claims since 2004

$13Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gulich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Gulich

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Gulich itself in FEMA’s records.

Brought FEMA money into GulichDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Gulich

Gulich and the towns around it

Very lowLowModerateHighVery high

Beccariamostly inland floodingHigh

Snydermostly inland floodingModerate

Biglermostly inland floodingLow

Rushmostly inland floodingLow

Gulichmostly inland floodingVery low

Rameymostly inland floodingVery low

Woodwardmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gulich covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gulich’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Gulich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gulich total about $939K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.