Natural hazards · Pine Creek

Pine Creek, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pine Creek comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 77 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Creek to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind9%Everything else10%

By hazard

What Pine Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Strong wind

9% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Creek flood?

Every paid claim on a federal flood insurance policy in Pine Creek, from FEMA’s records.

77paid claims since 1978

$981Kpaid to owners

9homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 41 claims, $773K
Tropical Storm Lee: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Pine Creek

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Pine Creek itself in FEMA’s records.

Brought FEMA money into Pine CreekDeclared for Clinton County only

Clinton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Pine Creek

Pine Creek and the towns around it

Very lowLowModerateHighVery high

Watsonmostly inland floodingVery high

Pine Creekmostly inland floodingHigh

Portermostly inland floodingHigh

Dunnstablemostly inland floodingHigh

Waynemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pine Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pine Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine Creek total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.