Natural hazards · Peach Bottom

Peach Bottom, PA natural hazards

Most of the natural-hazard damage FEMA expects in Peach Bottom comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peach Bottom?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peach Bottom to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding64%Hurricanes14%Drought6%Everything else16%

By hazard

What Peach Bottom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peach Bottom flood?

Every paid claim on a federal flood insurance policy in Peach Bottom, from FEMA’s records.

7paid claims since 1979

$68Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Sandy: 1 claim, $5K
Tropical Storm Lee: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peach Bottom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Peach Bottom

Federal disasters declared here

None of the disasters declared for York County shows FEMA aid or repair money reaching Peach Bottom itself in FEMA’s records.

Brought FEMA money into Peach BottomDeclared for York County only

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

Around Peach Bottom

Peach Bottom and the towns around it

Very lowLowModerateHighVery high

Peach Bottommostly inland floodingModerate

Deltamostly inland floodingModerate

Lower Chancefordmostly inland floodingLow

Fultonmostly inland floodingLow

Drumoremostly inland floodingLow

Fawnmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peach Bottom covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Peach Bottom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Peach Bottom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peach Bottom total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.