Natural hazards · Fulton

Fulton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 36% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding50%Hurricanes27%Drought6%Everything else18%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

Every paid claim on a federal flood insurance policy in Fulton, from FEMA’s records.

2paid claims since 2004

$58Kpaid to owners

1homes flooded more than once

20042026

Biggest named events

Hurricane Ida: 1 claim, $30K
Tropical Storm Ivan: 1 claim, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Fulton

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Fulton itself in FEMA’s records.

Brought FEMA money into FultonDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Fulton

Fulton and the towns around it

Very lowLowModerateHighVery high

Little Britainmostly inland floodingModerate

Peach Bottommostly inland floodingModerate

Fultonmostly inland floodingLow

Drumoremostly inland floodingLow

West Nottinghammostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.