Natural hazards · Oakland

Oakland, PA natural hazards

Most of the natural-hazard damage FEMA expects in Oakland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakland to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Oakland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakland flood?

Every paid claim on a federal flood insurance policy in Oakland, from FEMA’s records.

1paid claims since 2011

$21Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Tropical Storm Lee: 1 claim, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Susquehanna County.

Disasters that hit Oakland

Federal disasters declared here

None of the disasters declared for Susquehanna County shows FEMA aid or repair money reaching Oakland itself in FEMA’s records.

Brought FEMA money into OaklandDeclared for Susquehanna County only

Susquehanna County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Oakland

Oakland and the towns around it

Very lowLowModerateHighVery high

Oaklandmostly inland floodingHigh

Susquehanna Depotmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Oakland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.