Natural hazards · North Buffalo

North Buffalo, PA natural hazards

Most of the natural-hazard damage FEMA expects in North Buffalo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Buffalo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Buffalo to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What North Buffalo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Buffalo flood?

Every paid claim on a federal flood insurance policy in North Buffalo, from FEMA’s records.

3paid claims since 1984

$18Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Buffalo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit North Buffalo

Federal disasters declared here

None of the disasters declared for Armstrong County shows FEMA aid or repair money reaching North Buffalo itself in FEMA’s records.

Brought FEMA money into North BuffaloDeclared for Armstrong County only

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around North Buffalo

North Buffalo and the towns around it

Very lowLowModerateHighVery high

Ford Citymostly inland floodingVery high

Manormostly inland floodingHigh

East Franklinmostly inland floodingModerate

West Franklinmostly inland floodingModerate

West Kittanningmostly inland floodingModerate

North Buffalomostly inland floodingModerate

Cadoganmostly inland floodingModerate

South Buffalomostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Buffalo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Buffalo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Buffalo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.