Natural hazards · Cadogan

Cadogan, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cadogan comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cadogan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cadogan to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Cadogan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cadogan flood?

Every paid claim on a federal flood insurance policy in Cadogan, from FEMA’s records.

3paid claims since 1982

$28Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Tropical Storm Ivan: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cadogan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit Cadogan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cadogan itself: aid to households, or repair grants to the Township of Cadogan.

Brought FEMA money into CadoganDeclared for Armstrong County only

2004

Tropical Depression Ivan

1 household applied for aid $4K aid approved

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Cadogan

Cadogan and the towns around it

Very lowLowModerateHighVery high

Manormostly inland floodingHigh

Cadoganmostly inland floodingModerate

North Buffalomostly inland floodingModerate

South Buffalomostly inland floodingModerate

Bethelmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cadogan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cadogan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cadogan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.