Natural hazards · North Beaver

North Beaver, PA natural hazards

Most of the natural-hazard damage FEMA expects in North Beaver comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Beaver?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Beaver to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What North Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Beaver flood?

Every paid claim on a federal flood insurance policy in North Beaver, from FEMA’s records.

3paid claims since 2004

$33Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $903

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit North Beaver

Federal disasters declared here

None of the disasters declared for Lawrence County shows FEMA aid or repair money reaching North Beaver itself in FEMA’s records.

Brought FEMA money into North BeaverDeclared for Lawrence County only

Lawrence County has had 10 natural disasters declared since 1953, most often severe storms and hurricanes.

Around North Beaver

North Beaver and the towns around it

Very lowLowModerateHighVery high

New Castlemostly inland floodingHigh

Taylormostly inland floodingHigh

Mahoningmostly inland floodingModerate

Little Beavermostly inland floodingModerate

North Beavermostly inland floodingLow

Unionmostly inland floodingLow

Springfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Beaver covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to North Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Beaver total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.