Natural hazards · Monaca

Monaca, PA natural hazards

Most of the natural-hazard damage FEMA expects in Monaca comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monaca?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monaca to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Monaca faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monaca flood?

Every paid claim on a federal flood insurance policy in Monaca, from FEMA’s records.

4paid claims since 2004

$22Kpaid to owners

1homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monaca isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Monaca

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monaca itself: aid to households, or repair grants to the Borough of Monaca.

Brought FEMA money into MonacaDeclared for Beaver County only

2004

Tropical Depression Ivan

19 households applied for aid $62K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

12 households applied for aid $28K aid approved

Beaver County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Monaca

Monaca and the towns around it

Very lowLowModerateHighVery high

Bridgewatermostly inland floodingHigh

Freedommostly inland floodingModerate

Monacamostly inland floodingLow

Centermostly inland floodingVery low

Rochestermostly inland floodingVery low

East Rochestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monaca covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Monaca’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Monaca. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monaca total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.