Natural hazards · Bridgewater

Bridgewater, PA natural hazards

Most of the natural-hazard damage FEMA expects in Bridgewater comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 45 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgewater?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgewater to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding94%Everything else7%

By hazard

What Bridgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

94% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgewater flood?

Every paid claim on a federal flood insurance policy in Bridgewater, from FEMA’s records.

45paid claims since 1979

$1.3Mpaid to owners

6homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 8 claims, $463K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bridgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Bridgewater

Federal disasters declared here

None of the disasters declared for Beaver County shows FEMA aid or repair money reaching Bridgewater itself in FEMA’s records.

Brought FEMA money into BridgewaterDeclared for Beaver County only

Beaver County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Bridgewater

Bridgewater and the towns around it

Very lowLowModerateHighVery high

Bridgewatermostly inland floodingHigh

Fallstonmostly inland floodingHigh

Beavermostly inland floodingLow

Monacamostly inland floodingLow

Rochestermostly inland floodingVery low

Brightonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgewater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bridgewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bridgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.