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Natural hazards · Manheim

Manheim, PA natural hazards

Most of the natural-hazard damage FEMA expects in Manheim comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 49 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Manheim?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manheim to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes13%Earthquakes8%Cold waves5%Everything else11%
By hazard

What Manheim faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Earthquakes

8% of expected damage
Above average · higher than 69% of U.S. places

Cold waves

5% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Manheim flood?

Every paid claim on a federal flood insurance policy in Manheim, from FEMA’s records.

49paid claims since 1978
$674Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Lee: 9 claims, $217K
  • Hurricane Ida: 6 claims, $217K
  • Not a named storm: 3 claims, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Manheim isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lancaster County.
Disasters that hit Manheim

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Manheim itself in FEMA’s records.

Brought FEMA money into ManheimDeclared for Lancaster County only
Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.
Around Manheim

Manheim and the towns around it

East Hempfield: Low, mostly inland floodingLancaster: High, mostly inland floodingUpper Leacock: Low, mostly inland floodingEast Lampeter: Low, mostly inland floodingEast Petersburg: Low, mostly inland floodingWarwick: Low, mostly inland floodingLancaster: High, mostly inland floodingPenn: Moderate, mostly inland floodingWest Earl: High, mostly inland floodingRapho: Moderate, mostly inland floodingWest Hempfield: Low, mostly inland floodingManor: Moderate, mostly inland floodingWest Lampeter: Moderate, mostly inland floodingLeacock: Moderate, mostly inland floodingEarl: Low, mostly inland floodingStrasburg: Moderate, mostly inland floodingParadise: Moderate, mostly inland floodingElizabeth: Low, mostly inland floodingEphrata: High, mostly inland floodingClay: Moderate, mostly inland floodingPequea: Moderate, mostly inland floodingMillersville: Low, mostly inland floodingManheim: Very high, mostly inland floodingCornwall: Low, mostly inland floodingSouth Lebanon: Very low, mostly inland floodingAkron: Low, mostly inland floodingManheim: Low, mostly inland flooding ManheimEast HempfieldLancasterUpper LeacockEast LampeterEast PetersburgWarwickLancasterPennWest Earl
Very lowLowModerateHighVery high
Lancastermostly inland floodingHigh
West Earlmostly inland floodingHigh
Lancastermostly inland floodingHigh
Pennmostly inland floodingModerate
Manheimmostly inland floodingLow
East Lampetermostly inland floodingLow
East Hempfieldmostly inland floodingLow
Warwickmostly inland floodingLow
East Petersburgmostly inland floodingLow
Upper Leacockmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manheim covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Manheim’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Manheim. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Manheim total about $11.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Manheim, PALancaster CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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