Natural hazards · Upper Leacock
Upper Leacock, PA natural hazards
Most of the natural-hazard damage FEMA expects in Upper Leacock comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1978.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Upper Leacock?
Low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Upper Leacock to be higher than in 26% of U.S. communities, mostly from inland flooding and hurricanes.
Inland flooding59%Hurricanes17%Earthquakes8%Everything else16%
By hazard
What Upper Leacock faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
59% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area
Hurricanes
17% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area
Earthquakes
8% of expected damage
Above average · higher than 70% of U.S. places
Lower here
TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Upper Leacock flood?
Every paid claim on a federal flood insurance policy in Upper Leacock, from FEMA’s records.
17paid claims since 1978
$175Kpaid to owners
5homes flooded more than once
19782026
Biggest named events
- Tropical Storm Lee: 2 claims, $40K
- Hurricane Ida: 2 claims, $33K
- Not a named storm: 1 claim, $3K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Upper Leacock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lancaster County.
Disasters that hit Upper Leacock
Federal disasters declared here
None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Upper Leacock itself in FEMA’s records.
Brought FEMA money into Upper LeacockDeclared for Lancaster County only
Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.
Around Upper Leacock
Upper Leacock and the towns around it
Very low