Natural hazards · Lycoming

Lycoming, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lycoming comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 237 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lycoming?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lycoming to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%

By hazard

What Lycoming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lycoming flood?

Every paid claim on a federal flood insurance policy in Lycoming, from FEMA’s records.

237paid claims since 1978

$3.9Mpaid to owners

40homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 47 claims, $888K
Tropical Storm Ivan: 29 claims, $450K
Hurricane Debby: 7 claims, $155K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (14) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lycoming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lycoming County.

Disasters that hit Lycoming

Federal disasters declared here

None of the disasters declared for Lycoming County shows FEMA aid or repair money reaching Lycoming itself in FEMA’s records.

Brought FEMA money into LycomingDeclared for Lycoming County only

Lycoming County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Lycoming

Lycoming and the towns around it

Very lowLowModerateHighVery high

Lycomingmostly inland floodingVery high

Hepburnmostly inland floodingVery high

Lewismostly inland floodingVery high

Anthonymostly inland floodingHigh

Old Lycomingmostly inland floodingHigh

Cogan Housemostly inland floodingHigh

Loyalsockmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lycoming is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lycoming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lycoming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.