Natural hazards · Cogan House

Cogan House, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cogan House comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cogan House?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cogan House to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Cogan House faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cogan House flood?

Every paid claim on a federal flood insurance policy in Cogan House, from FEMA’s records.

1paid claims since 1996

$1Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cogan House isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lycoming County.

Disasters that hit Cogan House

Federal disasters declared here

None of the disasters declared for Lycoming County shows FEMA aid or repair money reaching Cogan House itself in FEMA’s records.

Brought FEMA money into Cogan HouseDeclared for Lycoming County only

Lycoming County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Cogan House

Cogan House and the towns around it

Very lowLowModerateHighVery high

Cummingsmostly inland floodingVery high

Lewismostly inland floodingVery high

Lycomingmostly inland floodingVery high

Mifflinmostly inland floodingHigh

Cogan Housemostly inland floodingHigh

Pinemostly inland floodingHigh

Jacksonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cogan House covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cogan House’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cogan House. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cogan House total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.