Natural hazards · Lower Augusta

Lower Augusta, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lower Augusta comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lower Augusta?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lower Augusta to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes7%Everything else16%

By hazard

What Lower Augusta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lower Augusta flood?

Every paid claim on a federal flood insurance policy in Lower Augusta, from FEMA’s records.

5paid claims since 1996

$90Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Tropical Storm Lee: 2 claims, $74K
Tropical Storm Ivan: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lower Augusta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northumberland County.

Disasters that hit Lower Augusta

Federal disasters declared here

None of the disasters declared for Northumberland County shows FEMA aid or repair money reaching Lower Augusta itself in FEMA’s records.

Brought FEMA money into Lower AugustaDeclared for Northumberland County only

Northumberland County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Lower Augusta

Lower Augusta and the towns around it

Very lowLowModerateHighVery high

Selinsgrovemostly inland floodingHigh

Little Mahanoymostly inland floodingHigh

Jacksonmostly inland floodingModerate

Lower Augustamostly inland floodingModerate

Upper Augustamostly inland floodingModerate

Rockefellermostly inland floodingModerate

Pennmostly inland floodingModerate

Monroemostly inland floodingModerate

Unionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lower Augusta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lower Augusta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lower Augusta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.