Natural hazards · Kane

Kane, PA natural hazards

Most of the natural-hazard damage FEMA expects in Kane comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kane?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kane to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves8%Lightning7%Tornadoes5%Everything else12%

By hazard

What Kane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Lightning

7% of expected damage

Below average · higher than 41% of U.S. places

Tornadoes

5% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kane flood?

FEMA's records show no paid flood insurance claims in Kane.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Kane

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kane itself: aid to households, or repair grants to the Borough of Kane.

Brought FEMA money into KaneDeclared for McKean County only

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $8K aid approved

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Kane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.