Natural hazards · Hanover

Hanover, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hanover comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hanover?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hanover to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Hanover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hanover flood?

FEMA's records show no paid flood insurance claims in Hanover.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hanover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Hanover

Federal disasters declared here

None of the disasters declared for Beaver County shows FEMA aid or repair money reaching Hanover itself in FEMA’s records.

Brought FEMA money into HanoverDeclared for Beaver County only

Beaver County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hanover

Hanover and the towns around it

Very lowLowModerateHighVery high

Independencemostly inland floodingModerate

Robinsonmostly inland floodingLow

Hanovermostly inland floodingLow

Frankfort Springsmostly inland floodingLow

Greenemostly inland floodingVery low

Hanovermostly inland floodingVery low

Raccoonmostly inland floodingVery low

Findlaymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hanover covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hanover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hanover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hanover total about $628K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.