Natural hazards · Findlay

Findlay, PA natural hazards

Most of the natural-hazard damage FEMA expects in Findlay comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Findlay?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Findlay to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves9%Everything else11%

By hazard

What Findlay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Findlay flood?

Every paid claim on a federal flood insurance policy in Findlay, from FEMA’s records.

12paid claims since 1980

$88Kpaid to owners

2homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 2 claims, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Findlay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Findlay

Federal disasters declared here

None of the disasters declared for Allegheny County shows FEMA aid or repair money reaching Findlay itself in FEMA’s records.

Brought FEMA money into FindlayDeclared for Allegheny County only

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Findlay

Findlay and the towns around it

Very lowLowModerateHighVery high

Independencemostly inland floodingModerate

Robinsonmostly inland floodingLow

Hanovermostly inland floodingLow

Moonmostly inland floodingVery low

North Fayettemostly inland floodingVery low

Findlaymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Findlay covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Findlay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Findlay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Findlay total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.