Natural hazards · Gibson

Gibson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Gibson comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 13 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gibson?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gibson to be higher than in 92% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%

By hazard

What Gibson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gibson flood?

Every paid claim on a federal flood insurance policy in Gibson, from FEMA’s records.

13paid claims since 1978

$208Kpaid to owners

4homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 5 claims, $70K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gibson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cameron County.

Disasters that hit Gibson

Federal disasters declared here

None of the disasters declared for Cameron County shows FEMA aid or repair money reaching Gibson itself in FEMA’s records.

Brought FEMA money into GibsonDeclared for Cameron County only

Cameron County has had 8 natural disasters declared since 1953, most often hurricanes and floods.

Around Gibson

Gibson and the towns around it

Very lowLowModerateHighVery high

Gibsonmostly inland floodingVery high

Grovemostly inland floodingVery high

West Keatingmostly inland floodingVery high

Lumbermostly inland floodingVery high

Shippenmostly inland floodingVery high

Benezettemostly inland floodingVery high

Covingtonmostly inland floodingModerate

Karthausmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gibson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gibson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gibson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.