Natural hazards · Covington

Covington, PA natural hazards

Most of the natural-hazard damage FEMA expects in Covington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Covington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Covington to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding80%Strong wind5%Everything else15%

By hazard

What Covington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Covington flood?

Every paid claim on a federal flood insurance policy in Covington, from FEMA’s records.

3paid claims since 2011

$11Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Debby: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Covington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Covington

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Covington itself in FEMA’s records.

Brought FEMA money into CovingtonDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Covington

Covington and the towns around it

Very lowLowModerateHighVery high

Gibsonmostly inland floodingVery high

Covingtonmostly inland floodingModerate

Girardmostly inland floodingModerate

Karthausmostly inland floodingModerate

Grahammostly inland floodingVery low

Coopermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Covington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Covington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Covington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.