Housing in Gallagher

A typical Gallagher home is worth roughly $181,000

Home prices around Gallagher have risen about 38% over the past 5 years.

Typical home value

$181K

▲ 5.9% in a year · PA $290K

Estimate

2-bedroom rent

$1,020

a month, utilities in · HUD

Median tax bill

$2,621

PA $3,311

What kind of housing town is Gallagher?

Read from the numbers below. The page puts what stands out first.

A second-home town41% of homes are seasonal or vacation homes.Your money goes further38% below the Pennsylvania typical home.A town of owners97% of households own their home.

★ What stands out · The homes

97% of Gallagher households own their home

Half of Gallagher’s homes were built before 1985.

Owners and renters

Own 97%Rent 3%

Pennsylvania: 69% own.

1985

typical home built · PA 1965

$2,621

median property tax bill · PA $3,311

1.45%

of a home’s value, a year in tax · PA 1.30%

41%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 2.7 years of income

Less than across Pennsylvania (3.7 years). Try your own numbers below.

You could afford about

$239,000

Typical Gallagher home $181K

That covers a typical Gallagher home, with $58K to spare.

The typical home, each month

$1,170

Loan $900Tax $220Insurance $50

A two-bedroom rents for about $1,020 a month here, $150 less than owning.

Where your budget reaches nearby

Watson$313K Woodward$221K Dunnstable$198K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Gallagher’s typical property tax (1.45% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 38% in 5 years

The federal house price index for the ZIP code around Gallagher rose 38% over the past 5 years, slower than across Pennsylvania (48%). Last year prices rose 5.9%.

Gallagher areaPennsylvania

+5.9%

past year

+38%

past 5 years

+51%

past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Gallagher, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,020

Fair Market Rent a month, utilities included

Studio$770

1 bedroom$850

2 bedrooms$1,020

3 bedrooms$1,330

4 bedrooms$1,680

of households rent · PA 31%

renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Williamsport, PA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Gallagher vs. its neighbors

Gallagher is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Watson$313K Woodward$221K Dunnstable$198K Gallagher$181K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Gallagher	$181K*	+5.9%†	$1,020	—	$66,406
Watson	$313K*	−3.8%†	$1,050	1	$82,150
Cummings	—	—	$1,040	0	$72,813
McHenry	—	—	$1,110	1	$66,250
Woodward	$221K*	+5.9%†	$1,020	0	$86,083
Grugan	—	−0.8%†	$1,010	—	$76,563
Dunnstable	$198K*	+5.9%†	$1,020	3	$82,431

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Gallagher buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Gallagher still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.