Natural hazards · Fermanagh

Fermanagh, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fermanagh comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 27 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fermanagh?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fermanagh to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes8%Everything else12%

By hazard

What Fermanagh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 17 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fermanagh flood?

Every paid claim on a federal flood insurance policy in Fermanagh, from FEMA’s records.

27paid claims since 1984

$249Kpaid to owners

7homes flooded more than once

19842026

Biggest named events

Tropical Storm Ivan: 9 claims, $125K
Tropical Storm Lee: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fermanagh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Juniata County.

Disasters that hit Fermanagh

Federal disasters declared here

None of the disasters declared for Juniata County shows FEMA aid or repair money reaching Fermanagh itself in FEMA’s records.

Brought FEMA money into FermanaghDeclared for Juniata County only

Juniata County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Fermanagh

Fermanagh and the towns around it

Very lowLowModerateHighVery high

Milfordmostly inland floodingHigh

Fermanaghmostly inland floodingHigh

Derrymostly inland floodingModerate

Walkermostly inland floodingModerate

Decaturmostly inland floodingModerate

Granvillemostly inland floodingModerate

Fayettemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fermanagh covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fermanagh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fermanagh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fermanagh total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.