Natural hazards · Tigard

Tigard, OR natural hazards

Most of the natural-hazard damage FEMA expects in Tigard comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1996. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tigard?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tigard to be higher than in 64% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes68%Inland flooding25%Everything else8%
By hazard

What Tigard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

68% of expected damage
Well above average · higher than 90% of U.S. places

Inland flooding

25% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tigard flood?

Every paid claim on a federal flood insurance policy in Tigard, from FEMA’s records.

13paid claims since 1996
$177Kpaid to owners
2homes flooded more than once
19962026

Biggest named events

  • Winter storm: 2 claims, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Tigard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.
Disasters that hit Tigard

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tigard itself: aid to households, or repair grants to the City of Tigard.

Brought FEMA money into TigardDeclared for Washington County only
2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$126K to the City of Tigard for repairs
2008

Severe Winter Storm, Record and Near Record Snow

$44K to the City of Tigard for repairs
Washington County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Tigard

Tigard and the towns around it

Bull Mountain: Moderate, mostly inland floodingBeaverton: Moderate, mostly earthquakesMetzger: Moderate, mostly earthquakesTualatin: Moderate, mostly earthquakesDurham: High, mostly earthquakesKing City: Very high, mostly inland floodingGarden Home-Whitford: Moderate, mostly earthquakesPortland: High, mostly earthquakesRaleigh Hills: Low, mostly inland floodingWest Haven-Sylvan: Low, mostly earthquakesCedar Mill: Low, mostly earthquakesWest Slope: Moderate, mostly earthquakesAloha: Moderate, mostly earthquakesOak Hills: Moderate, mostly earthquakesHillsboro: High, mostly earthquakesStafford: Moderate, mostly inland floodingLake Oswego: High, mostly earthquakesRivergrove: High, mostly inland floodingSherwood: Moderate, mostly inland floodingGresham: Moderate, mostly earthquakesDunthorpe: High, mostly earthquakesMilwaukie: High, mostly earthquakesHappy Valley: Low, mostly inland floodingVancouver: Low, mostly earthquakesTigard: High, mostly earthquakes TigardBull MountainBeavertonMetzgerTualatinDurhamKing CityGarden Home-WhitfordPortland
Very lowLowModerateHighVery high
King Citymostly inland floodingVery high
Durhammostly earthquakesHigh
Tigardmostly earthquakesHigh
Portlandmostly earthquakesHigh
Garden Home-Whitfordmostly earthquakesModerate
Metzgermostly earthquakesModerate
Tualatinmostly earthquakesModerate
Beavertonmostly earthquakesModerate
Bull Mountainmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tigard covers 13 census tracts, combined by population.
Money that reached townFlood claims are matched to Tigard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tigard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tigard total about $35.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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