Natural hazards · Oatfield

Oatfield, OR natural hazards

Most of the natural-hazard damage FEMA expects in Oatfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oatfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oatfield to be higher than in 31% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding39%Earthquakes34%Cold waves14%Heat waves8%Everything else6%

By hazard

What Oatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Earthquakes

34% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 4 years in the area

Heat waves

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oatfield flood?

Every paid claim on a federal flood insurance policy in Oatfield, from FEMA’s records.

12paid claims since 1980

$123Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Winter storm: 3 claims, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clackamas County.

Disasters that hit Oatfield

Federal disasters declared here

None of the disasters declared for Clackamas County shows FEMA aid or repair money reaching Oatfield itself in FEMA’s records.

Brought FEMA money into OatfieldDeclared for Clackamas County only

Clackamas County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Oatfield

Oatfield and the towns around it

Very lowLowModerateHighVery high

Gladstonemostly inland floodingHigh

Milwaukiemostly earthquakesHigh

Jennings Lodgemostly earthquakesHigh

Oak Grovemostly earthquakesHigh

Oatfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oatfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oatfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oatfield total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.