Natural hazards · Gladstone

Gladstone, OR natural hazards

Most of the natural-hazard damage FEMA expects in Gladstone comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gladstone?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gladstone to be higher than in 72% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes29%Cold waves9%Everything else9%

By hazard

What Gladstone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Earthquakes

29% of expected damage

Well above average · higher than 85% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gladstone flood?

Every paid claim on a federal flood insurance policy in Gladstone, from FEMA’s records.

11paid claims since 1996

$152Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gladstone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clackamas County.

Disasters that hit Gladstone

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gladstone itself: aid to households, or repair grants to the City of Gladstone.

Brought FEMA money into GladstoneDeclared for Clackamas County only

2021

Severe Winter Storm

$107K to the City of Gladstone for repairs

2020

Wildfires and Straight-Line Winds

41 households applied for aid $25K aid approved

2005

Severe Storms, Flooding, Landslides, and Mudslides

$3K to the City of Gladstone for repairs

Clackamas County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Gladstone

Gladstone and the towns around it

Very lowLowModerateHighVery high

Gladstonemostly inland floodingHigh

Jennings Lodgemostly earthquakesHigh

West Linnmostly earthquakesModerate

Oregon Citymostly earthquakesModerate

Oatfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gladstone covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Gladstone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gladstone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gladstone total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.