Natural hazards · Hayesville

Hayesville, OR natural hazards

Most of the natural-hazard damage FEMA expects in Hayesville comes from earthquakes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hayesville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hayesville to be higher than in 59% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes70%Inland flooding21%Heat waves6%Everything else4%

By hazard

What Hayesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

21% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hayesville flood?

FEMA's records show no paid flood insurance claims in Hayesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hayesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Hayesville

Federal disasters declared here

None of the disasters declared for Marion County shows FEMA aid or repair money reaching Hayesville itself in FEMA’s records.

Brought FEMA money into HayesvilleDeclared for Marion County only

Marion County has had 12 natural disasters declared since 1953, most often floods and fires.

Around Hayesville

Hayesville and the towns around it

Very lowLowModerateHighVery high

Hayesvillemostly earthquakesModerate

Salemmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hayesville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Hayesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hayesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hayesville total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.