Beavercreek’s biggest natural hazard is earthquakes
Most of the natural-hazard damage FEMA expects in Beavercreek comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1982. 1 federal disaster brought FEMA money into town.
What stands out about Beavercreek’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Beavercreek?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 41% of U.S. communities, mostly from earthquakes and inland flooding.
Calmer than 387 of the 425 Oregon towns we cover.
Beavercreek covers 1 census tract, combined by population.
What Beavercreek faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Earthquakes
Inland flooding
Cold waves
Heat waves
Does Beavercreek flood? Rarely: 7 flood claims since 1982
Every paid claim on a federal flood insurance policy in Beavercreek, from FEMA’s records.
- The Winter storm2 claims · $336K
Beavercreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clackamas County.1 federal disaster brought FEMA money to Beavercreek
Disasters that paid out in Beavercreek itself (aid to households or repair grants to Beavercreek) and its biggest flood years.
- 2020Wildfires and Straight-Line Winds33 households applied for aid$500 aid approved
Clackamas County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Old photos of Beavercreek after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beavercreek archive →Get ready for what Beavercreek actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Beavercreek and its neighbors
Beavercreek has the lowest rating of the 3 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Mulino | High | inland flooding | 33 |
| Oregon City | Moderate | earthquakes | 18 |
| Beavercreek | Moderate | earthquakes | 7 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in December–February
The month each of Clackamas County’s 18 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Beavercreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Beavercreek.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Beavercreek, expected losses total about $1.4M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Beavercreek.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.