Albany, OR natural hazards
Most of the natural-hazard damage FEMA expects in Albany comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 1980. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Albany?
FEMA expects yearly storm and flood damage to homes and buildings in Albany to be higher than in 77% of U.S. communities, mostly from earthquakes and inland flooding.
What Albany faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Inland flooding
Lower here
Not a risk here
Does Albany flood?
Every paid claim on a federal flood insurance policy in Albany, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Albany itself: aid to households, or repair grants to the City of Albany.
Severe Winter Storms, Straight-Line Winds, Landslides, and Mudslides
Severe Winter Storm
Wildfires and Straight-Line Winds
Severe Storms, Flooding, Landslides, and Mudslides
Severe Winter Storm
Severe Winter Storm, Flooding, Landslides, and Mudslides
Severe Winter Storms
How to read this page
FEMA’s expected losses across Albany total about $28.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.