TownTapestry
Sign inJoin
YaleGood night
Natural hazards · Yale

Yale, OK natural hazards

Most of the natural-hazard damage FEMA expects in Yale comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yale?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yale to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding29%Cold waves27%Tornadoes18%Wildfire6%Hail5%Everything else14%
By hazard

What Yale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Cold waves

27% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 10 years in the area

Wildfire

6% of expected damage
Well above average · higher than 96% of U.S. places

Hail

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yale flood?

FEMA's records show no paid flood insurance claims in Yale.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Yale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Payne County.

What’s been done with FEMA grants

3storm safe rooms built
Disasters that hit Yale

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yale itself: aid to households, or repair grants to the City of Yale.

Brought FEMA money into YaleDeclared for Payne County only
2025

Wildfires and Straight-Line Winds

14 households applied for aid $256K aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$615K to the City of Yale for repairs
2020

Severe Winter Storm

$11K to the City of Yale for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $30K aid approved $39K to the City of Yale for repairs
2009

Severe Winter Storm

$10K to the City of Yale for repairs
2007

Severe Winter Storms

$85K to the City of Yale for repairs
2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $14K to the City of Yale for repairs
2005

Extreme Wildfire Threat

2 households applied for aid
2002

Severe Ice Storm

$10K to the City of Yale for repairs
Payne County has had 31 natural disasters declared since 1953, most often severe storms and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yale is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Yale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Yale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Yale, OKView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Yale is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map