Natural hazards · Tiawah

Tiawah, OK natural hazards

Most of the natural-hazard damage FEMA expects in Tiawah comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tiawah?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tiawah to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding53%Heat waves13%Tornadoes9%Cold waves9%Ice storms7%Everything else9%

By hazard

What Tiawah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Heat waves

13% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 25 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 18 years in the area

Cold waves

9% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tiawah flood?

FEMA's records show no paid flood insurance claims in Tiawah.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tiawah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rogers County.

Disasters that hit Tiawah

Federal disasters declared here

None of the disasters declared for Rogers County shows FEMA aid or repair money reaching Tiawah itself in FEMA’s records.

Brought FEMA money into TiawahDeclared for Rogers County only

Rogers County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

Around Tiawah

Tiawah and the towns around it

Very lowLowModerateHighVery high

Tiawahmostly inland floodingHigh

Justicemostly inland floodingHigh

Claremoremostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tiawah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tiawah’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tiawah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.