Natural hazards · Claremore

Claremore, OK natural hazards

Most of the natural-hazard damage FEMA expects in Claremore comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 80 claims here since 1981. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Claremore?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Claremore to be higher than in 60% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding47%Heat waves15%Tornadoes11%Cold waves10%Ice storms9%Everything else8%

By hazard

What Claremore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Heat waves

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 25 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Ice storms

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Claremore flood?

Every paid claim on a federal flood insurance policy in Claremore, from FEMA’s records.

80paid claims since 1981

$1.8Mpaid to owners

8homes flooded more than once

19812026

Biggest named events

Early summer storms: 5 claims, $242K
Thunderstorms: 4 claims, $60K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Claremore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rogers County.

What’s been done with FEMA grants

43storm safe rooms built

11flood-prone properties bought out and cleared

Disasters that hit Claremore

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Claremore itself: aid to households, or repair grants to the City of Claremore.

Brought FEMA money into ClaremoreDeclared for Rogers County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1,348 households applied for aid $2.0M aid approved $5.4M to the City of Claremore for repairs

2023

Severe Storms, Straight-Line Winds, and Tornadoes

$202K to the City of Claremore for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

99 households applied for aid $378K aid approved $78K to the City of Claremore for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

19 households applied for aid $11K aid approved

2011

Severe Winter Storm and Snowstorm

$29K to the City of Claremore for repairs

2010

Severe Winter Storm

$20K to the City of Claremore for repairs

2009

Severe Winter Storm

$18K to the City of Claremore for repairs

2008

Severe Storms, Tornadoes, and Flooding

$52K to the City of Claremore for repairs

2007

Severe Winter Storms

$1.2M to the City of Claremore for repairs

2007

Severe Storms, Flooding, and Tornadoes

12 households applied for aid $52K aid approved

2000

Severe Winter Ice Storm

$45K to the City of Claremore for repairs

Rogers County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

Around Claremore

Claremore and the towns around it

Very lowLowModerateHighVery high

Sequoyahmostly inland floodingHigh

Justicemostly inland floodingHigh

Tiawahmostly inland floodingHigh

Claremoremostly inland floodingHigh

Verdigrismostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Claremore covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Claremore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Claremore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Claremore total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.