Natural hazards · Springer

Springer, OK natural hazards

Most of the natural-hazard damage FEMA expects in Springer comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springer to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes22%Drought19%Heat waves7%Wildfire7%Hail6%Everything else12%

By hazard

What Springer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Drought

19% of expected damage

Recorded about 52 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springer flood?

FEMA's records show no paid flood insurance claims in Springer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carter County.

What’s been done with FEMA grants

20storm safe rooms built

Disasters that hit Springer

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springer itself: aid to households, or repair grants to the Town of Springer.

Brought FEMA money into SpringerDeclared for Carter County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $22K aid approved

2021

Severe Winter Storms

2 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid $5K aid approved

2005

Extreme Wildfire Threat

5 households applied for aid $11K aid approved

Carter County has had 28 natural disasters declared since 1953, most often severe storms and fires.

Around Springer

Springer and the towns around it

Very lowLowModerateHighVery high

Springermostly inland floodingHigh

Ardmoremostly tornadoesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Springer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.