Ardmore, OK natural hazards
Most of the natural-hazard damage FEMA expects in Ardmore comes from tornadoes, and overall the risk is high for a U.S. community. Flood insurance has paid 22 claims here since 1985. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ardmore?
FEMA expects yearly storm and flood damage to homes and buildings in Ardmore to be higher than in 60% of U.S. communities, mostly from tornadoes and inland flooding.
What Ardmore faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Inland flooding
Heat waves
Hail
Strong wind
Lower here
Not a risk here
Does Ardmore flood?
Every paid claim on a federal flood insurance policy in Ardmore, from FEMA’s records.
Biggest named events
- Tropical Storm Bill: 9 claims, $769K
- Early winter storms: 1 claim, $3K
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ardmore itself: aid to households, or repair grants to the City of Ardmore.
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Winter Storms
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, and Straight-Line Winds
Severe Winter Storm
Wildfires
Severe Storms and Tornadoes
Extreme Wildfire Threat
Severe Storms and Tornadoes
Severe Storms, Flooding, and Tornadoes
Severe Winter Ice Storm
Ardmore and the towns around it
How to read this page
FEMA’s expected losses across Ardmore total about $12.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.