Natural hazards · Chandler

Chandler, OK natural hazards

Most of the natural-hazard damage FEMA expects in Chandler comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 21 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chandler?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chandler to be higher than in 75% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding23%Cold waves23%Tornadoes22%Wildfire9%Heat waves8%Hail6%Everything else10%
By hazard

What Chandler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

23% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Cold waves

23% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

22% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 7 years in the area

Wildfire

9% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

8% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 20 times a year in the area

Hail

6% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chandler flood?

Every paid claim on a federal flood insurance policy in Chandler, from FEMA’s records.

21paid claims since 1979
$96Kpaid to owners
3homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Chandler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.

What’s been done with FEMA grants

59storm safe rooms built
Disasters that hit Chandler

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chandler itself: aid to households, or repair grants to the City of Chandler.

Brought FEMA money into ChandlerDeclared for Lincoln County only
2025

Wildfires and Straight-Line Winds

10 households applied for aid $152K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

6 households applied for aid $52K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $706 aid approved
2013

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $2K aid approved
2010

Severe Winter Storm

$6K to the City of Chandler for repairs
2009

Severe Winter Storm

$5K to the City of Chandler for repairs
2007

Severe Winter Storms

$324K to the City of Chandler for repairs
2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $4K aid approved
2005

Extreme Wildfire Threat

19 households applied for aid $54K aid approved $14K to the City of Chandler for repairs
2003

Severe Storms and Tornadoes

1 household applied for aid
2000

Severe Winter Ice Storm

$29K to the City of Chandler for repairs
Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chandler is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chandler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chandler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Chandler, OKView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Chandler is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01