Calumet’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Calumet comes from inland flooding, and overall the risk is high for a U.S. community. 11 federal disasters brought FEMA money into town.
What stands out about Calumet’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Calumet flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Calumet. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Calumet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Canadian County.How exposed is Calumet?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.
Calmer than 627 of the 838 Oklahoma towns we cover.
Calumet is smaller than a census tract, so it shares the figures of the tract around its center.
What Calumet faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Drought
Hail
Heat waves
11 federal disasters brought FEMA money to Calumet
Disasters that paid out in Calumet itself (aid to households or repair grants to the Town of Calumet) and its biggest flood years.
- 2021Severe Winter Storms3 households applied for aid
- 2020Severe Winter Storm$131K to the Town of Calumet for repairs
- 2019Severe Storms, Straight-Line Winds, Tornadoes, and Flooding3 households applied for aid$8K aid approved$78K to the Town of Calumet for repairs
- 2015Severe Winter Storms and Flooding$20K to the Town of Calumet for repairs
- 2015Severe Storms, Tornadoes, Straight-Line Winds, and Flooding1 household applied for aid$6K to the Town of Calumet for repairs
- 2013Severe Storms, Tornadoes, and Flooding3 households applied for aid
Show all 11
- 2011Severe Storms, Tornadoes, Straight-Line Winds, and Flooding20 households applied for aid$44K aid approved
- 2007Severe Storms, Tornadoes and Flooding16 households applied for aid$33K aid approved$17K to the Town of Calumet for repairs
- 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid
- 2002Severe Winter Ice Storm$67K to the Town of Calumet for repairs
- 2000Severe Winter Ice Storm$8K to the Town of Calumet for repairs
Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.
Old photos of Calumet after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Calumet archive →Get ready for what Calumet actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in May–June
The month each of Canadian County’s 32 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Calumet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Calumet.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Calumet.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.