Natural hazards · Arkoma

Arkoma, OK natural hazards

Most of the natural-hazard damage FEMA expects in Arkoma comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2015. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arkoma?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arkoma to be higher than in 52% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought25%Tornadoes14%Heat waves9%Everything else14%

By hazard

What Arkoma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 4 times a year in the area

Drought

25% of expected damage

Recorded about 15 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arkoma flood?

Every paid claim on a federal flood insurance policy in Arkoma, from FEMA’s records.

2paid claims since 2015

$78Kpaid to owners

1homes flooded more than once

20152026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arkoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Le Flore County.

Disasters that hit Arkoma

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arkoma itself: aid to households, or repair grants to the Town of Arkoma.

Brought FEMA money into ArkomaDeclared for Le Flore County only

2021

Severe Winter Storms

3 households applied for aid $2K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $1K aid approved $97K to the Town of Arkoma for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $13K aid approved $15K to the Town of Arkoma for repairs

2011

Severe Storms and Flooding

$6K to the Town of Arkoma for repairs

2000

Severe Winter Ice Storm

$7K to the Town of Arkoma for repairs

Le Flore County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.

Around Arkoma

Arkoma and the towns around it

Very lowLowModerateHighVery high

Pocolamostly inland floodingModerate

Arkomamostly inland floodingModerate

Fort Smithmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arkoma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arkoma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arkoma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.