Natural hazards · Aline

Aline, OK natural hazards

Most of the natural-hazard damage FEMA expects in Aline comes from cold waves, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Aline?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aline to be higher than in 82% of U.S. communities, mostly from cold waves.

Cold waves44%Drought14%Ice storms13%Tornadoes10%Inland flooding9%Everything else11%

By hazard

What Aline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

44% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Drought

14% of expected damage

Recorded about 76 times a year in the area

Ice storms

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

9% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Aline flood?

Every paid claim on a federal flood insurance policy in Aline, from FEMA’s records.

2paid claims since 1998

$15Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Aline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alfalfa County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Aline

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aline itself: aid to households, or repair grants to the Town of Aline.

Brought FEMA money into AlineDeclared for Alfalfa County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $9K aid approved $8K to the Town of Aline for repairs

2007

Severe Storms, Flooding, and Tornadoes

$46K to the Town of Aline for repairs

Alfalfa County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aline is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Aline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Aline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.