Natural hazards · Wooster

Wooster, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wooster comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 7 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wooster?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wooster to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes15%Hail8%Strong wind6%Everything else15%

By hazard

What Wooster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 68% of U.S. places

Hail

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wooster flood?

Every paid claim on a federal flood insurance policy in Wooster, from FEMA’s records.

7paid claims since 1979

$61Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late winter storms: 1 claim, $24K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wooster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Wooster

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Wooster itself in FEMA’s records.

Brought FEMA money into WoosterDeclared for Wayne County only

Wayne County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Wooster

Wooster and the towns around it

Very lowLowModerateHighVery high

East Unionmostly inland floodingLow

Clintonmostly inland floodingLow

Franklinmostly inland floodingVery low

Woostermostly inland floodingVery low

Plainmostly inland floodingVery low

Waynemostly inland floodingVery low

Woostermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wooster covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wooster’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wooster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wooster total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.