Natural hazards · Plain

Plain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Plain comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plain?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plain to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes14%Hail8%Strong wind6%Everything else16%

By hazard

What Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 50 years in the area

Hail

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plain flood?

Every paid claim on a federal flood insurance policy in Plain, from FEMA’s records.

3paid claims since 1979

$16Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late winter storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Plain

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Plain itself in FEMA’s records.

Brought FEMA money into PlainDeclared for Wayne County only

Wayne County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Plain

Plain and the towns around it

Very lowLowModerateHighVery high

Clintonmostly inland floodingLow

Chestermostly inland floodingVery low

Mohicanmostly inland floodingVery low

Plainmostly inland floodingVery low

Woostermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plain covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Plain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plain total about $550K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.